Privacy Policy

1. Introduction

NetCalculator.com ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you visit our website and use our calculators.

2. Information We Collect

2.1 Information You Provide

When you use our calculators, you may enter:

• Car price and deposit amounts
• Interest rates and term lengths
• Other calculator-specific inputs

Important: We do not store any personally identifiable information (PII) you enter into our calculators. All calculations are performed in your browser and data is not transmitted to our servers.

2.2 Automatically Collected Information

We automatically collect certain information through cookies and similar technologies:

• Device information (browser type, operating system)
• Usage data (pages visited, time spent on site)
• IP address (anonymized)
• Referral source

3. How We Use Your Information

We use the collected information to:

• Improve our website and user experience
• Analyze website traffic and usage patterns
• Display relevant advertisements
• Ensure website security and prevent fraud

4. Cookies and Tracking Technologies

4.1 Essential Cookies

These cookies are necessary for the website to function properly:

• Session cookies for calculator functionality
• Cookie consent preferences

4.2 Analytics Cookies (Google Analytics 4)

We use Google Analytics 4 to understand how visitors interact with our website. These cookies:

• Track page views and user interactions
• Provide anonymized usage statistics
• Help us improve our content and functionality

Google Analytics is configured to:

• Anonymize IP addresses
• Not collect personally identifiable information
• Respect your Do Not Track preferences

4.3 Advertising Cookies (Google AdSense)

We use Google AdSense to display relevant advertisements. These cookies:

• Show ads based on your interests
• Measure ad performance
• Prevent showing the same ad repeatedly

5. Your Rights Under GDPR

If you are in the UK or EU, you have the following rights:

• Right to be informed: You have the right to know how your data is used
• Right of access: You can request a copy of your personal data
• Right to rectification: You can ask us to correct inaccurate data
• Right to erasure: You can request deletion of your personal data
• Right to restrict processing: You can limit how we use your data
• Right to data portability: You can request your data in a portable format
• Right to object: You can object to certain types of processing
• Rights related to automated decision-making: Protection against automated decisions

6. Cookie Management

You can manage your cookie preferences at any time:

• Use our cookie banner when you first visit the site
• Adjust your browser settings to block or delete cookies
• Opt out of Google Analytics: Google Analytics Opt-out
• Manage Google Ads preferences: Google Ads Settings

7. Third-Party Services

7.1 Google Analytics

We use Google Analytics 4 to analyze website usage. Google's privacy policy: Google Privacy Policy

7.2 Google AdSense

We use Google AdSense to display advertisements. Google's advertising privacy policy: Google Ads Privacy

8. Data Security

We implement appropriate security measures to protect your information:

• HTTPS encryption for all data transmission
• Regular security updates and monitoring
• Limited access to any collected data
• Secure hosting infrastructure

9. International Data Transfers

Some of our service providers (Google) may transfer data outside the UK/EU. These transfers are protected by:

• Adequacy decisions by the European Commission
• Standard contractual clauses
• Other appropriate safeguards

10. Data Retention

We retain data for the following periods:

• Analytics data: Up to 26 months (Google Analytics default)
• Cookie consent records: 12 months
• Server logs: 90 days

11. Children's Privacy

Our website is not intended for children under 16. We do not knowingly collect personal information from children under 16. If you believe we have collected information from a child under 16, please contact us immediately.

12. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated "Last updated" date.

13. Contact Information

If you have any questions about this privacy policy or wish to exercise your rights, please contact us:

• Email: support32@netcalculator.com
• Contact form: netcalculator.com/contact

14. Supervisory Authority

If you are not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) in the UK:

• Website: ico.org.uk
• Phone: 0303 123 1113